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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnosis - Hearing Impairment

Long Term Disability for Hearing Loss: What You Need to Know

Diagnosis - Tinnitus Diagnosis - Hearing Impairment Diagnosis - Meniere's Disease Diagnosis - Acoustic Neuroma

Hearing loss can be a life-altering condition that deeply impacts your life and ability to work, often in ways that are not immediately visible.  If you experience hearing impairment, securing long term disability (鈥淟TD鈥) benefits can be essential for financial stability when your condition makes it difficult鈥攐r even impossible鈥to continue working.  However, navigating an LTD claim for hearing loss can be challenging, as insurers frequently question the severity of the impairment, the effectiveness of assistive devices, and your ability to adapt to other types of work.

Below we鈥檒l explore common obstacles that those with hearing loss face when seeking LTD benefits and strategies to overcome these insurer denial tactics.  Whether you鈥檙e preparing to file an LTD claim or are in the process of appealing a denial, understanding these common challenges and solutions can increase your chances of securing the disability benefits you鈥檙e entitled to.

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Acoustic Neuroma | Long Term Disability Claim Tips

Diagnosis - Tinnitus Diagnosis - Hearing Impairment Diagnosis - Acoustic Neuroma

Acoustic neuroma (also known as vestibular schwannoma) is a benign tumor found on the vestibular nerve, which leads to your brain from your inner ear.  Since the vestibular nerve helps control your balance and hearing, the pressure caused by an acoustic neuroma can cause significant hearing loss, ringing (tinnitus), dizziness, and balance issues.  Many who suffer from an acoustic neuroma find they can no longer work as a result of their symptoms.

Here鈥檚 what you need to know before filing your long term disability claim for an acoustic neuroma.

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Trader Overcomes Hearing Loss to Win Disability Benefits

Success Stories Traders Diagnosis - Hearing Impairment Case Studies

鈥淎rnold鈥 was a successful trader at a small brokerage firm reaping the benefits of a strong market. Unfortunately, Arnold was struck in the head during a mugging, and as a result suffered permanent left-sided hearing loss, including conductive as well as high frequency sensorineural hearing losses. Even though Arnold can hold a conversation with someone in a quiet room, he has tremendous difficulty hearing in a noisy environment such as a trading room. The insurance company  Arnold鈥檚 claim for long term disability benefits on the unscientific premise that his hearing deficit could be corrected by a hearing aid.

麻豆影院 commenced a lawsuit on his behalf in Federal court. The Firm prepared a detailed motion for summary judgment arguing that there was substantial scientific evidence establishing that a hearing aid would make Arnold鈥檚 hearing loss worse not better. Rather than opposing the Firm鈥檚 motion, the insurer approached the Firm for a settlement. A settlement was reached providing Arnold with a substantial lump sum payment.

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Navigating Long Term Disability Claims for Vision and Hearing Impairments

Diagnosis - Hearing Impairment Diagnosis - Vision Impairment

In order to qualify for disability benefits for either a diminished ability to see or hear, your impairment must be significantly advanced.  You may find it in your best interests to hire our New York disability insurance attorneys if you are completing an initial application or appealing a denied claim. 

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