麻豆影院

"Janice" came to 麻豆影院 suffering from cervical and lumbar degeneration status post multiple fusions.  She was hardly functional and in desperate need of assistance.  Janice had been receiving benefits for nearly 2 years. 

 However, upon transition to the 鈥渁ny occupation鈥� phase of her claim, she was found to no longer be eligible for disability benefits and her benefits were cut off.  Realizing she was in need of an appeal for both her LTD benefits and Life Insurance (as her waiver of premium benefits were also denied simultaneously), Janice confidently retained 麻豆影院.

Kyphosis refers to an excessive forward curvature of the upper spine. Some degree of curvature is normal, but more significant kyphosis can affect posture, pain, mobility, stamina, breathing, and the ability to work.

In a long term disability claim, the key question is usually not whether kyphosis exists. The more important question is whether the condition causes work-limiting symptoms that interfere with the person鈥檚 actual occupation.

That can be more complicated than it sounds. A person with kyphosis may look 鈥渇ine鈥� during a short appointment or be able to perform basic daily activities, but still struggle with the demands of a full workday. Symptoms may build over time, especially with sitting, standing, computer work, commuting, meetings, or repetitive postural demands.

.

Arachnoiditis | Long Term Disability Claim Tips

Arachnoiditis is caused by inflammation or damage to the arachnoid membrane surrounding your spinal cord. When the arachnoid lining is irritated, your immune system response can lead to its inflammation. Nerves passing from the spinal cord through the arachnoid lining are also affected, often causing abnormal nervous responses all over the body.

If you have arachnoiditis, you鈥檙e likely aware of how this debilitating disease can affect your ability to carry out daily activities. This can include your ability to continue working.

Back problems are one of the most frequent reasons that people seek to file a disability claim. For those with degenerative disc disease, you already know how debilitating the pain can be 鈥� oftentimes to the point of being unable to work.

If you find that you are unable to continue working due to degenerative disc disease, you may be considering filing for long term disability. However, a simple claim of back pain alone won鈥檛 be sufficient basis for a claim with your insurance company.

Below we鈥檒l outline what is needed when filing for long term disability for degenerative disc disease.