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Â鶹ӰԺ has handled the long term disability needs for accountants in both the public and private sectors. Examples of common disability issues that our firm has handled for our clients include: musculoskeletal injuries to the cervical/lumbar spine and lower extremities precluding the ability to sit for prolonged periods; injuries to the upper extremities limiting the use of a computer on a frequent basis; speech deficits limiting the ability to communicate with others effectively; cognitive deficits, fatigue, and systemic pain due to autoimmune diseases limiting the ability to maintain attention/concentration, process information efficiently, or work an 8-hour workday; mental illnesses that limit the ability to interact with others. 

Â鶹ӰԺ has handled the long term disability needs for dentists. Examples of common disability issues that our firm has handled for our clients include: musculoskeletal injuries to the cervical/lumbar spine and lower extremities precluding the ability to stand/walk or bend for prolonged periods; injuries to the upper extremities (e.g., arms, hands, fingers) limiting the ability to reach, grip and handle objects and perform fine manipulations; vision impairments; cognitive deficits, fatigue, and systemic pain due to autoimmune diseases limiting the ability to maintain attention/concentration, process information efficiently, or work an 8-hour workday; and mental illnesses that limit the ability to interact with others. 

Â鶹ӰԺ has handled the long term disability needs for clients with sales positions, particularly at banking and other financial institutions. Examples of common disability issues that our firm has handled for our clients include: musculoskeletal injuries to the cervical/lumbar spine and lower extremities precluding the ability to stand/walk or drive for prolonged periods; injuries to the upper extremities limiting the ability to lift and carry objects; speech deficits limiting the ability to communicate with others effectively; cognitive deficits, fatigue, and systemic pain due to autoimmune diseases limiting the ability to maintain attention/concentration, process information efficiently, or work an 8-hour workday; and mental illnesses that limit the ability to interact with others.

Trading is an intense, high-stakes profession that demands quick thinking, focus, and endurance. When illness or injury affects your ability to perform under pressure, it can become impossible to keep up with the fast pace of the markets. Unfortunately, disability insurers often overlook the mental and environmental challenges of trading, relying on narrow job definitions that don’t reflect reality.

Understanding how insurers define your occupation and how to clearly explain your actual duties is key to a successful long term disability claim.

Below we’ll answer common questions traders have about securing long term disability benefits.  

Executives and other high-level professionals face unique challenges when filing for long term disability benefits. Your role likely requires constant decision-making, leadership, and accountability, all of which can become difficult or impossible to maintain when you are struggling with a serious illness or injury.

At Â鶹ӰԺ, we have extensive experience representing executives, senior managers, and professionals across industries in securing their long term disability benefits.

Below we’ll answer common questions executives have about the long term disability claims process.